B
Waialua Federal Credit Union
WaialuaHI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waialua Federal Credit Union
Waialua, HI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.20
Profitability Index 2.90
Stability Index 7.00
Company Info Waialua Federal Credit Union
Waialua, HI
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NCUA Charter Number 840
Phone Number (808) 637-5980
Website www.waialuafcu.com
Asset Quality Waialua Federal Credit Union
Waialua, HI
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1-Year Asset Growth -1.35%
5-Year Asset Growth -0.34%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.49%
Non-Performing Loans to Loans 0.21%
Balance Sheet Waialua Federal Credit Union
Waialua, HI
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Total Assets 47.26M
Total Deposits 39.06M
Capital and Reserves Waialua Federal Credit Union
Waialua, HI
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Capital 8.10M
Leverage Ratio 17.37
Loan Loss Reserves to Loans 0.61%
Liquidity Waialua Federal Credit Union
Waialua, HI
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Hot Money Ratio 0.00%
Liquidity Ratio 37.39%
Profitability Waialua Federal Credit Union
Waialua, HI
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5-Year Return on Average Assets 0.28%
Net Income 110.00K
Net Interest Spread 2.73%
Operating Profit to Average Assets 0.39%
Overhead Efficiency Ratio 85.64%
Return on Assets 0.31%
Return on Equity 1.82%