D
Lowell Mass Municipal Employees Federal Credit Union
Lowell,  MA
Rating Date
July 2025
Net Capital
Ratio
8.52
Leverage
Ratio
8.52
Return On
Assets
0.80%
Total
Assets
7.56M
Capital
644.00K
Total
Deposits
6.90M
Net
Income
15.00K
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Weiss Ratings Lowell Mass Municipal Employees Federal Credit Union
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Rating D
Asset Quality Index 8.40
Capitalization Index 6.10
Liquidity Index 3.80
Profitability Index 7.00
Stability Index 2.30
Company Info Lowell Mass Municipal Employees Federal Credit Union
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NCUA Charter Number 843
Phone Number (978) 970-4088
Website www.lmefcu.net
Asset Quality Lowell Mass Municipal Employees Federal Credit Union
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1-Year Asset Growth 3.38%
5-Year Asset Growth 4.85%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Lowell Mass Municipal Employees Federal Credit Union
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Total Assets 7.56M
Total Deposits 6.90M
Capital and Reserves Lowell Mass Municipal Employees Federal Credit Union
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Capital 644.00K
Leverage Ratio 8.52
Loan Loss Reserves to Loans 0.42%
Liquidity Lowell Mass Municipal Employees Federal Credit Union
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Hot Money Ratio 1.92%
Liquidity Ratio 26.09%
Profitability Lowell Mass Municipal Employees Federal Credit Union
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5-Year Return on Average Assets 0.29%
Net Income 15.00K
Net Interest Spread 5.26%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 72.95%
Return on Assets 0.80%
Return on Equity 9.43%