D
Lowell Mass Municipal Employees Federal Credit Union
Lowell,  MA
Rating Date
May 2024
Net Capital
Ratio
7.63
Leverage
Ratio
7.63
Return On
Assets
0.98%
Total
Assets
7.31M
Capital
558.00K
Total
Deposits
6.74M
Net
Income
18.00K
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Weiss Ratings Lowell Mass Municipal Employees Federal Credit Union
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Rating D
Asset Quality Index 8.40
Capitalization Index 5.30
Liquidity Index 4.10
Profitability Index 4.60
Stability Index 1.70
Company Info Lowell Mass Municipal Employees Federal Credit Union
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NCUA Charter Number 843
Phone Number (978) 970-4088
Website www.lmefcu.net
Asset Quality Lowell Mass Municipal Employees Federal Credit Union
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1-Year Asset Growth 3.14%
5-Year Asset Growth 3.45%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Lowell Mass Municipal Employees Federal Credit Union
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Total Assets 7.31M
Total Deposits 6.74M
Capital and Reserves Lowell Mass Municipal Employees Federal Credit Union
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Capital 558.00K
Leverage Ratio 7.63
Loan Loss Reserves to Loans 0.43%
Liquidity Lowell Mass Municipal Employees Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 30.82%
Profitability Lowell Mass Municipal Employees Federal Credit Union
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5-Year Return on Average Assets 0.12%
Net Income 18.00K
Net Interest Spread 5.05%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 76.62%
Return on Assets 0.98%
Return on Equity 13.11%