D
Lowell Mass Municipal Employees Federal Credit Union
Lowell,  MA
Rating Date
December 2025
Net Capital
Ratio
7.79
Leverage
Ratio
7.79
Return On
Assets
0.59%
Total
Assets
8.51M
Capital
663.00K
Total
Deposits
7.82M
Net
Income
34.00K
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Weiss Ratings Lowell Mass Municipal Employees Federal Credit Union
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Rating D
Asset Quality Index 8.60
Capitalization Index 5.40
Liquidity Index 5.20
Profitability Index 2.80
Stability Index 1.70
Company Info Lowell Mass Municipal Employees Federal Credit Union
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NCUA Charter Number 843
Phone Number (978) 970-4088
Website www.lmefcu.net
Asset Quality Lowell Mass Municipal Employees Federal Credit Union
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1-Year Asset Growth 11.87%
5-Year Asset Growth 4.85%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.44%
Non-Performing Loans to Loans 0.06%
Balance Sheet Lowell Mass Municipal Employees Federal Credit Union
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Total Assets 8.51M
Total Deposits 7.82M
Capital and Reserves Lowell Mass Municipal Employees Federal Credit Union
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Capital 663.00K
Leverage Ratio 7.79
Loan Loss Reserves to Loans 0.43%
Liquidity Lowell Mass Municipal Employees Federal Credit Union
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Hot Money Ratio 1.73%
Liquidity Ratio 44.42%
Profitability Lowell Mass Municipal Employees Federal Credit Union
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5-Year Return on Average Assets 0.29%
Net Income 34.00K
Net Interest Spread 5.69%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 86.06%
Return on Assets 0.59%
Return on Equity 7.04%