D
Lowell Mass Municipal Employees Federal Credit Union
Lowell,  MA
Rating Date
September 2025
Net Capital
Ratio
8.48
Leverage
Ratio
8.48
Return On
Assets
0.53%
Total
Assets
7.65M
Capital
649.00K
Total
Deposits
6.97M
Net
Income
20.00K
My Lists My Alerts
Weiss Ratings Lowell Mass Municipal Employees Federal Credit Union
Lowell, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 8.50
Capitalization Index 6.10
Liquidity Index 4.30
Profitability Index 2.80
Stability Index 1.70
Company Info Lowell Mass Municipal Employees Federal Credit Union
Lowell, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 843
Phone Number (978) 970-4088
Website www.lmefcu.net
Asset Quality Lowell Mass Municipal Employees Federal Credit Union
Lowell, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 0.58%
5-Year Asset Growth 4.85%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.45%
Non-Performing Loans to Loans 0.06%
Balance Sheet Lowell Mass Municipal Employees Federal Credit Union
Lowell, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 7.65M
Total Deposits 6.97M
Capital and Reserves Lowell Mass Municipal Employees Federal Credit Union
Lowell, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 649.00K
Leverage Ratio 8.48
Loan Loss Reserves to Loans 0.42%
Liquidity Lowell Mass Municipal Employees Federal Credit Union
Lowell, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 1.91%
Liquidity Ratio 31.45%
Profitability Lowell Mass Municipal Employees Federal Credit Union
Lowell, MA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.29%
Net Income 20.00K
Net Interest Spread 5.48%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 87.95%
Return on Assets 0.53%
Return on Equity 6.27%