C
Southern Teachers & Parents Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.71
Leverage
Ratio
8.71
Return On
Assets
1.29%
Total
Assets
29.55M
Capital
2.57M
Total
Deposits
26.78M
Net
Income
187.00K
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Weiss Ratings Southern Teachers & Parents Federal Credit Union
Baton Rouge, LA 		Click to
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Rating C
Asset Quality Index 9.40
Capitalization Index 6.30
Liquidity Index 5.60
Profitability Index 6.20
Stability Index 3.70
Company Info Southern Teachers & Parents Federal Credit Union
Baton Rouge, LA 		Click to
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NCUA Charter Number 844
Phone Number (225) 775-8597
Website www.stpfcu.com
Asset Quality Southern Teachers & Parents Federal Credit Union
Baton Rouge, LA 		Click to
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1-Year Asset Growth 1.06%
5-Year Asset Growth 0.15%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 1.12%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.57%
Non-Performing Loans to Loans 0.15%
Balance Sheet Southern Teachers & Parents Federal Credit Union
Baton Rouge, LA 		Click to
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Total Assets 29.55M
Total Deposits 26.78M
Capital and Reserves Southern Teachers & Parents Federal Credit Union
Baton Rouge, LA 		Click to
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Capital 2.57M
Leverage Ratio 8.71
Loan Loss Reserves to Loans 0.75%
Liquidity Southern Teachers & Parents Federal Credit Union
Baton Rouge, LA 		Click to
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Hot Money Ratio 2.80%
Liquidity Ratio 39.99%
Profitability Southern Teachers & Parents Federal Credit Union
Baton Rouge, LA 		Click to
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5-Year Return on Average Assets 0.24%
Net Income 187.00K
Net Interest Spread 4.68%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 80.49%
Return on Assets 1.29%
Return on Equity 15.31%