Everest Federal Credit Union
Major Rating Factors:
A current level of 25.9 percent of nonperforming loans to core capital combined with 2.7 percent from a year earlier contributes to the Weak asset quality (2.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 6.6%, coupled with a return on assets of 6.6 has resulted in Excellent (10.0) profitability. Excellent current capitalization (9.5 on a scale of 0 to 10) based on a net capital to total assets of 11.2 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (68%), other (32%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3751 75th Street
Jackson Heights, NY 11372
Jackson Heights, NY 11372
Phone Number
(718) 806-1419
NCUA Charter Number
Website
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