Everest Federal Credit Union
Major Rating Factors:
A current level of 36.6 percent of nonperforming loans to core capital contributes to the Very Weak asset quality (0.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10). Fair current capitalization (4.7 on a scale of 0 to 10) based on a net capital to total assets of 7.1 and a net worth ratio of 7.1.
Asset Mix:
Consumer loans (49%), comm loans (3%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3751 75th Street
Jackson Heights, NY 11372
Jackson Heights, NY 11372
Phone Number
(718) 806-1419
NCUA Charter Number
Website
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