Everest Federal Credit Union
Major Rating Factors:
Fair current capitalization (3.6 on a scale of 0 to 10) based on a net capital to total assets of 5.9 and a net worth ratio of 5.9. A current level of 57.2 percent of nonperforming loans to core capital contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (10.0) profitability. Good liquidity 6.9, driven by a liquidity ratio of 61.2 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (43%), comm loans (1%), other (57%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3751 75th Street
Jackson Heights, NY 11372
Jackson Heights, NY 11372
Phone Number
(718) 806-1419
NCUA Charter Number
Website
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