Unity of Eatonville Federal Credit Union
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.2). Fair current capitalization (4.2 on a scale of 0 to 10) based on a net capital to total assets of 6.6 and a net worth ratio of 0.0.
Other Rating Factors:
Operating profits as a percentage of assets at 3.2%, coupled with a return on assets of 3.3 has resulted in Good (5.2) profitability. A current level of 5.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.6).
Asset Mix:
Consumer loans (31%), home mtgs (7%), other (63%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
323 East Kennedy Boulevard
Eatonville, FL 32751
Eatonville, FL 32751
Phone Number
(407) 637-5657
NCUA Charter Number
Website
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