E
People Trust Community Federal Credit Union
Rating Date
March 2026
Net Capital
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Major Rating Factors:
Other Rating Factors: An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Fair liquidity 5.0, driven by a liquidity ratio of 28.4 percent and a “hot money” ratio of 59.0 percent.
Asset Mix: Consumer loans (38%), other (62%)
Asset Quality
Non-Performing Loans to Capital
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Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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1-Year Asset Growth
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Hot Money
Corporate Info
Address
4103 East Broadway Street
North Little Rock, AR 72117
Phone Number
(571) 645-6232
NCUA Charter Number
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