People Trust Community Federal Credit Union
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.2).
Other Rating Factors:
A current level of 14.9 percent of nonperforming loans to core capital combined with 14.9 percent from a year earlier contributes to the Fair asset quality (4.8). Good current capitalization (5.8 on a scale of 0 to 10) based on a net capital to total assets of 8.2 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (11%), other (89%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4103 East Broadway Street
North Little Rock, AR 72117
North Little Rock, AR 72117
Phone Number
(501) 710-6455
NCUA Charter Number
Website
Largest Competitors
Little Rock, AR
North Little Rock, AR
North Little Rock, AR
North Little Rock, AR
North Little Rock, AR