C
The Morning Star Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Morning Star Federal Credit Union
Lame Deer, MT
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Rating C
Asset Quality Index 6.10
Capitalization Index 6.10
Liquidity Index 8.50
Profitability Index 5.30
Stability Index 3.00
Company Info The Morning Star Federal Credit Union
Lame Deer, MT
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NCUA Charter Number 8493
Phone Number (406) 477-8411
Website www.tmsfcu.com
Asset Quality The Morning Star Federal Credit Union
Lame Deer, MT
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1-Year Asset Growth 8.81%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 5.54%
Charge-Offs to Average Loans 19.98%
Non-Performing Assets to Assets 1.34%
Non-Performing Loans to Capital 10.32%
Non-Performing Loans to Loans 8.27%
Balance Sheet The Morning Star Federal Credit Union
Lame Deer, MT
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Total Assets 2.40M
Total Deposits 1.84M
Capital and Reserves The Morning Star Federal Credit Union
Lame Deer, MT
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Capital 203.00K
Leverage Ratio 8.51
Loan Loss Reserves to Loans 27.65%
Liquidity The Morning Star Federal Credit Union
Lame Deer, MT
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Hot Money Ratio 6.86%
Liquidity Ratio 94.89%
Profitability The Morning Star Federal Credit Union
Lame Deer, MT
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5-Year Return on Average Assets 8.18%
Net Income -65.00K
Net Interest Spread 22.60%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 91.09%
Return on Assets -3.89%
Return on Equity -40.12%