C
The Morning Star Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Morning Star Federal Credit Union
Lame Deer, MT
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Rating C
Asset Quality Index 6.50
Capitalization Index 6.50
Liquidity Index 8.40
Profitability Index 7.60
Stability Index 3.70
Company Info The Morning Star Federal Credit Union
Lame Deer, MT
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NCUA Charter Number 8493
Phone Number (406) 477-8411
Website www.tmsfcu.com
Asset Quality The Morning Star Federal Credit Union
Lame Deer, MT
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1-Year Asset Growth 62.04%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 5.54%
Charge-Offs to Average Loans 21.75%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 5.30%
Non-Performing Loans to Loans 4.08%
Balance Sheet The Morning Star Federal Credit Union
Lame Deer, MT
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Total Assets 2.31M
Total Deposits 1.89M
Capital and Reserves The Morning Star Federal Credit Union
Lame Deer, MT
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Capital 206.00K
Leverage Ratio 8.92
Loan Loss Reserves to Loans 27.58%
Liquidity The Morning Star Federal Credit Union
Lame Deer, MT
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Hot Money Ratio 6.66%
Liquidity Ratio 93.72%
Profitability The Morning Star Federal Credit Union
Lame Deer, MT
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5-Year Return on Average Assets 8.18%
Net Income -62.00K
Net Interest Spread 18.91%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 94.92%
Return on Assets -11.39%
Return on Equity -104.64%