B
Wichita Falls Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.86
Leverage
Ratio
12.67
Return On
Assets
-0.24%
Total
Assets
104.40M
Capital
11.34M
Total
Deposits
92.61M
Net
Income
-61.00K
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Weiss Ratings Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.00
Liquidity Index 4.40
Profitability Index 1.10
Stability Index 5.60
Company Info Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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NCUA Charter Number 851
Phone Number (940) 692-7096
Website www.wftfcu.com
Asset Quality Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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1-Year Asset Growth 7.68%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 1.30%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.36%
Non-Performing Loans to Loans 0.81%
Balance Sheet Wichita Falls Teachers Federal Credit Union
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Total Assets 104.40M
Total Deposits 92.61M
Capital and Reserves Wichita Falls Teachers Federal Credit Union
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Capital 11.34M
Leverage Ratio 12.67
Loan Loss Reserves to Loans 0.76%
Liquidity Wichita Falls Teachers Federal Credit Union
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Hot Money Ratio 6.78%
Liquidity Ratio 21.32%
Profitability Wichita Falls Teachers Federal Credit Union
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5-Year Return on Average Assets 0.57%
Net Income -61.00K
Net Interest Spread 4.68%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 87.98%
Return on Assets -0.24%
Return on Equity -2.20%