B
Wichita Falls Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.56
Leverage
Ratio
13.52
Return On
Assets
0.42%
Total
Assets
98.13M
Capital
11.34M
Total
Deposits
86.28M
Net
Income
309.00K
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Weiss Ratings Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 5.10
Stability Index 5.60
Company Info Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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NCUA Charter Number 851
Phone Number (940) 692-7096
Website www.wftfcu.com
Asset Quality Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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1-Year Asset Growth 1.10%
5-Year Asset Growth 4.34%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 8.96%
Non-Performing Loans to Loans 1.78%
Balance Sheet Wichita Falls Teachers Federal Credit Union
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Total Assets 98.13M
Total Deposits 86.28M
Capital and Reserves Wichita Falls Teachers Federal Credit Union
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Capital 11.34M
Leverage Ratio 13.52
Loan Loss Reserves to Loans 0.65%
Liquidity Wichita Falls Teachers Federal Credit Union
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Hot Money Ratio 6.77%
Liquidity Ratio 15.36%
Profitability Wichita Falls Teachers Federal Credit Union
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5-Year Return on Average Assets 0.65%
Net Income 309.00K
Net Interest Spread 4.41%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 82.21%
Return on Assets 0.42%
Return on Equity 3.96%