B
Wichita Falls Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.36
Leverage
Ratio
12.62
Return On
Assets
0.42%
Total
Assets
108.01M
Capital
12.27M
Total
Deposits
95.27M
Net
Income
336.00K
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Weiss Ratings Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 9.70
Liquidity Index 4.40
Profitability Index 6.00
Stability Index 6.40
Company Info Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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NCUA Charter Number 851
Phone Number (940) 692-7096
Website www.wftfcu.com
Asset Quality Wichita Falls Teachers Federal Credit Union
Wichita Falls, TX 		Click to
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1-Year Asset Growth 10.07%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.79%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.47%
Non-Performing Loans to Loans 0.81%
Balance Sheet Wichita Falls Teachers Federal Credit Union
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Total Assets 108.01M
Total Deposits 95.27M
Capital and Reserves Wichita Falls Teachers Federal Credit Union
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Capital 12.27M
Leverage Ratio 12.62
Loan Loss Reserves to Loans 1.10%
Liquidity Wichita Falls Teachers Federal Credit Union
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Hot Money Ratio 8.13%
Liquidity Ratio 18.61%
Profitability Wichita Falls Teachers Federal Credit Union
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5-Year Return on Average Assets 0.57%
Net Income 336.00K
Net Interest Spread 4.87%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 77.62%
Return on Assets 0.42%
Return on Equity 3.89%