Hoboken School Employees Federal Credit Union

Hoboken, NJ

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Hoboken School Employees Federal Credit Union Hoboken, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	6.10
Profitability Index	1.90
Stability Index	6.90

Company Info	Hoboken School Employees Federal Credit Union Hoboken, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	857
Phone Number	(201) 659-0126
Website	www.hsefcu.coop

Asset Quality	Hoboken School Employees Federal Credit Union Hoboken, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.34%
5-Year Asset Growth	2.96%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.22%
Non-Performing Assets to Assets	0.32%
Non-Performing Loans to Capital	0.61%
Non-Performing Loans to Loans	0.37%

Balance Sheet	Hoboken School Employees Federal Credit Union Hoboken, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	72.33M
Total Deposits	56.67M

Capital and Reserves	Hoboken School Employees Federal Credit Union Hoboken, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	15.37M
Leverage Ratio	21.28
Loan Loss Reserves to Loans	0.24%

Liquidity	Hoboken School Employees Federal Credit Union Hoboken, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	31.02%
Liquidity Ratio	38.06%

Profitability	Hoboken School Employees Federal Credit Union Hoboken, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.29%
Net Income	76.00K
Net Interest Spread	1.88%
Operating Profit to Average Assets	0.32%
Overhead Efficiency Ratio	88.24%
Return on Assets	0.21%
Return on Equity	0.99%