DEXSTA Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.0 has resulted in Weak (3.0) profitability.
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 20.2 percent and a “hot money” ratio of 10.9 percent. Fair current capitalization (4.5 on a scale of 0 to 10) based on a net capital to total assets of 6.8 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (43%), home mtgs (5%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
300 Foulk Road
Wilmington, DE 19803
Wilmington, DE 19803
Phone Number
(302) 571-0522
NCUA Charter Number
Website
Largest Competitors
Dover, DE
Dover, DE
Wilmington, DE
Wilmington, DE
Wilmington, DE