B
TRUE Community Credit Union
JacksonMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TRUE Community Credit Union
Jackson, MI
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Rating B
Asset Quality Index 6.30
Capitalization Index 9.30
Liquidity Index 2.60
Profitability Index 7.00
Stability Index 5.70
Company Info TRUE Community Credit Union
Jackson, MI
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NCUA Charter Number 87
Phone Number (517) 784-7101
Website www.trueccu.com
Asset Quality TRUE Community Credit Union
Jackson, MI
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1-Year Asset Growth 3.78%
5-Year Asset Growth 13.46%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.81%
Non-Performing Assets to Assets 1.26%
Non-Performing Loans to Capital 10.21%
Non-Performing Loans to Loans 1.63%
Balance Sheet TRUE Community Credit Union
Jackson, MI
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Total Assets 910.37M
Total Deposits 780.73M
Capital and Reserves TRUE Community Credit Union
Jackson, MI
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Capital 100.01M
Leverage Ratio 11.19
Loan Loss Reserves to Loans 1.73%
Liquidity TRUE Community Credit Union
Jackson, MI
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Hot Money Ratio 6.33%
Liquidity Ratio 10.83%
Profitability TRUE Community Credit Union
Jackson, MI
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5-Year Return on Average Assets 0.53%
Net Income 6.57M
Net Interest Spread 6.03%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 72.79%
Return on Assets 0.96%
Return on Equity 9.24%