| Weiss Ratings |
Emporia State Federal Credit Union
Emporia, KS |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.70 | |||
| Company Info |
Emporia State Federal Credit Union
Emporia, KS |
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| NCUA Charter Number | 874 | |||
| Phone Number | (620) 342-2336 | |||
| Website | www.esfcu.com | |||
| Asset Quality |
Emporia State Federal Credit Union
Emporia, KS |
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| 1-Year Asset Growth | 1.75% | |||
| 5-Year Asset Growth | 7.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.26% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Emporia State Federal Credit Union
Emporia, KS |
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| Total Assets | 134.69M | |||
| Total Deposits | 121.14M | |||
| Capital and Reserves |
Emporia State Federal Credit Union
Emporia, KS |
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| Capital | 13.22M | |||
| Leverage Ratio | 9.82 | |||
| Loan Loss Reserves to Loans | 0.39% | |||
| Liquidity |
Emporia State Federal Credit Union
Emporia, KS |
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| Hot Money Ratio | 21.05% | |||
| Liquidity Ratio | 22.54% | |||
| Profitability |
Emporia State Federal Credit Union
Emporia, KS |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 141.00K | |||
| Net Interest Spread | 2.51% | |||
| Operating Profit to Average Assets | 0.42% | |||
| Overhead Efficiency Ratio | 85.37% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 4.29% | |||