| Weiss Ratings |
Emporia State Federal Credit Union
Emporia, KS |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 6.70 | |||
| Company Info |
Emporia State Federal Credit Union
Emporia, KS |
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| NCUA Charter Number | 874 | |||
| Phone Number | (620) 342-2336 | |||
| Website | www.esfcu.com | |||
| Asset Quality |
Emporia State Federal Credit Union
Emporia, KS |
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| 1-Year Asset Growth | 0.59% | |||
| 5-Year Asset Growth | 6.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.76% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Emporia State Federal Credit Union
Emporia, KS |
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| Total Assets | 137.11M | |||
| Total Deposits | 122.09M | |||
| Capital and Reserves |
Emporia State Federal Credit Union
Emporia, KS |
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| Capital | 14.53M | |||
| Leverage Ratio | 10.59 | |||
| Loan Loss Reserves to Loans | 0.33% | |||
| Liquidity |
Emporia State Federal Credit Union
Emporia, KS |
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| Hot Money Ratio | 22.02% | |||
| Liquidity Ratio | 20.37% | |||
| Profitability |
Emporia State Federal Credit Union
Emporia, KS |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 1.07M | |||
| Net Interest Spread | 3.19% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 70.87% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 10.26% | |||