Utica Gas & Electric Emp Federal Credit Union

New Hartford, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
Assets

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Weiss Ratings	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.50
Capitalization Index	10.00
Liquidity Index	0.80
Profitability Index	8.50
Stability Index	4.30

Company Info	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	878
Phone Number	(315) 733-1596
Website	www.ugefcu.com

Asset Quality	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	11.12%
5-Year Asset Growth	8.94%
5-Year Charge-Offs to Average Loans	0.07%
Charge-Offs to Average Loans	0.01%
Non-Performing Assets to Assets	0.67%
Non-Performing Loans to Capital	4.39%
Non-Performing Loans to Loans	0.81%

Balance Sheet	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	114.68M
Total Deposits	87.95M

Capital and Reserves	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Capital	17.19M
Leverage Ratio	16.77
Loan Loss Reserves to Loans	0.39%

Liquidity	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	28.23%
Liquidity Ratio	10.36%

Profitability	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.31%
Net Income	988.00K
Net Interest Spread	2.71%
Operating Profit to Average Assets	1.25%
Overhead Efficiency Ratio	60.25%
Return on Assets	1.20%
Return on Equity	8.10%