Utica Gas & Electric Emp Federal Credit Union

New Hartford, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

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Total
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Weiss Ratings	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.10
Capitalization Index	10.00
Liquidity Index	1.10
Profitability Index	6.50
Stability Index	4.30

Company Info	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	878
Phone Number	(315) 733-1596
Website	www.ugefcu.com

Asset Quality	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	10.77%
5-Year Asset Growth	8.94%
5-Year Charge-Offs to Average Loans	0.07%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	1.37%
Non-Performing Loans to Capital	9.20%
Non-Performing Loans to Loans	1.69%

Balance Sheet	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	108.99M
Total Deposits	84.56M

Capital and Reserves	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Capital	15.93M
Leverage Ratio	16.98
Loan Loss Reserves to Loans	0.38%

Liquidity	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	26.32%
Liquidity Ratio	10.51%

Profitability	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.31%
Net Income	265.00K
Net Interest Spread	2.66%
Operating Profit to Average Assets	1.04%
Overhead Efficiency Ratio	64.82%
Return on Assets	0.99%
Return on Equity	6.67%