Utica Gas & Electric Emp Federal Credit Union

New Hartford, NY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

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Weiss Ratings	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.20
Capitalization Index	10.00
Liquidity Index	0.70
Profitability Index	9.10
Stability Index	4.30

Company Info	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	878
Phone Number	(315) 733-1596
Website	www.ugefcu.com

Asset Quality	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	10.76%
5-Year Asset Growth	9.39%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	0.06%
Non-Performing Assets to Assets	0.46%
Non-Performing Loans to Capital	3.21%
Non-Performing Loans to Loans	0.60%

Balance Sheet	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	123.11M
Total Deposits	92.59M

Capital and Reserves	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Capital	18.58M
Leverage Ratio	16.62
Loan Loss Reserves to Loans	0.37%

Liquidity	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	28.87%
Liquidity Ratio	9.54%

Profitability	Utica Gas & Electric Emp Federal Credit Union New Hartford, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.33%
Net Income	796.00K
Net Interest Spread	2.84%
Operating Profit to Average Assets	1.39%
Overhead Efficiency Ratio	58.98%
Return on Assets	1.34%
Return on Equity	8.83%