Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10). Good current capitalization (5.8 on a scale of 0 to 10) based on a net capital to total assets of 8.2 and a net worth ratio of 8.2.
Other Rating Factors:
Weak liquidity 3.0, driven by a liquidity ratio of 16.7 percent and a “hot money” ratio of 0.0 percent. A current level of 8.6 percent of nonperforming loans to core capital combined with 10.3 percent from a year earlier contributes to the Good asset quality (6.5).
Asset Mix:
Consumer loans (43%), home mtgs (13%), securities (7%), other (37%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1400 Douglas Street
Omaha, NE 68179
Omaha, NE 68179
Phone Number
(402) 544-2500
NCUA Charter Number
Website
Largest Competitors
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE