B
Hamakua Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hamakua Federal Credit Union
Pepeekeo, HI
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 9.00
Stability Index 5.70
Company Info Hamakua Federal Credit Union
Pepeekeo, HI
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NCUA Charter Number 883
Phone Number (808) 964-5566
Website www.hamakuafcu.org
Asset Quality Hamakua Federal Credit Union
Pepeekeo, HI
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1-Year Asset Growth 5.16%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 1.62%
Non-Performing Loans to Capital 9.59%
Non-Performing Loans to Loans 3.22%
Balance Sheet Hamakua Federal Credit Union
Pepeekeo, HI
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Total Assets 19.47M
Total Deposits 16.18M
Capital and Reserves Hamakua Federal Credit Union
Pepeekeo, HI
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Capital 3.15M
Leverage Ratio 16.18
Loan Loss Reserves to Loans 1.42%
Liquidity Hamakua Federal Credit Union
Pepeekeo, HI
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Hot Money Ratio 0.00%
Liquidity Ratio 21.08%
Profitability Hamakua Federal Credit Union
Pepeekeo, HI
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5-Year Return on Average Assets 0.36%
Net Income 181.00K
Net Interest Spread 5.06%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 67.17%
Return on Assets 1.87%
Return on Equity 11.74%