| Weiss Ratings |
Winthrop Area Federal Credit Union
Winthrop, ME |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 5.80 | |||
| Company Info |
Winthrop Area Federal Credit Union
Winthrop, ME |
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| NCUA Charter Number | 885 | |||
| Phone Number | (207) 377-2124 | |||
| Website | www.winthropcreditunion.org | |||
| Asset Quality |
Winthrop Area Federal Credit Union
Winthrop, ME |
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| 1-Year Asset Growth | 0.43% | |||
| 5-Year Asset Growth | 6.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.20% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Winthrop Area Federal Credit Union
Winthrop, ME |
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| Total Assets | 92.19M | |||
| Total Deposits | 81.69M | |||
| Capital and Reserves |
Winthrop Area Federal Credit Union
Winthrop, ME |
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| Capital | 9.99M | |||
| Leverage Ratio | 10.83 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
Winthrop Area Federal Credit Union
Winthrop, ME |
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| Hot Money Ratio | 12.94% | |||
| Liquidity Ratio | 42.81% | |||
| Profitability |
Winthrop Area Federal Credit Union
Winthrop, ME |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 206.00K | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 75.40% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 8.34% | |||