| Weiss Ratings |
Texasgulf Federal Credit Union
Wharton, TX |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Texasgulf Federal Credit Union
Wharton, TX |
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| NCUA Charter Number | 886 | |||
| Phone Number | (979) 282-2300 | |||
| Website | www.texasgulffcu.org | |||
| Asset Quality |
Texasgulf Federal Credit Union
Wharton, TX |
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| 1-Year Asset Growth | 6.67% | |||
| 5-Year Asset Growth | 9.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 1.85% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Texasgulf Federal Credit Union
Wharton, TX |
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| Total Assets | 207.52M | |||
| Total Deposits | 178.93M | |||
| Capital and Reserves |
Texasgulf Federal Credit Union
Wharton, TX |
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| Capital | 26.95M | |||
| Leverage Ratio | 14.12 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Liquidity |
Texasgulf Federal Credit Union
Wharton, TX |
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| Hot Money Ratio | 20.18% | |||
| Liquidity Ratio | 13.65% | |||
| Profitability |
Texasgulf Federal Credit Union
Wharton, TX |
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| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 1.15M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 1.29% | |||
| Overhead Efficiency Ratio | 64.97% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 8.82% | |||