B
Texasgulf Federal Credit Union
WhartonTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texasgulf Federal Credit Union
Wharton, TX
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.80
Stability Index 6.30
Company Info Texasgulf Federal Credit Union
Wharton, TX
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NCUA Charter Number 886
Phone Number (979) 282-2300
Website www.texasgulffcu.org
Asset Quality Texasgulf Federal Credit Union
Wharton, TX
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1-Year Asset Growth 6.17%
5-Year Asset Growth 9.01%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.78%
Non-Performing Loans to Loans 0.61%
Balance Sheet Texasgulf Federal Credit Union
Wharton, TX
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Total Assets 213.32M
Total Deposits 181.30M
Capital and Reserves Texasgulf Federal Credit Union
Wharton, TX
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Capital 28.41M
Leverage Ratio 14.01
Loan Loss Reserves to Loans 0.49%
Liquidity Texasgulf Federal Credit Union
Wharton, TX
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Hot Money Ratio 20.84%
Liquidity Ratio 11.50%
Profitability Texasgulf Federal Credit Union
Wharton, TX
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5-Year Return on Average Assets 1.25%
Net Income 1.73M
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 64.78%
Return on Assets 1.10%
Return on Equity 8.66%