| Weiss Ratings |
Heritage South Credit Union
Sylacauga, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 4.80 | |||
| Company Info |
Heritage South Credit Union
Sylacauga, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 887 | |||
| Phone Number | (256) 245-4776 | |||
| Website | www.myhscu.com | |||
| Asset Quality |
Heritage South Credit Union
Sylacauga, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.11% | |||
| 5-Year Asset Growth | 6.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 7.21% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Heritage South Credit Union
Sylacauga, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 186.25M | |||
| Total Deposits | 171.30M | |||
| Capital and Reserves |
Heritage South Credit Union
Sylacauga, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.29M | |||
| Leverage Ratio | 9.26 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Heritage South Credit Union
Sylacauga, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.03% | |||
| Liquidity Ratio | 24.41% | |||
| Profitability |
Heritage South Credit Union
Sylacauga, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 41.00K | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 0.14% | |||
| Overhead Efficiency Ratio | 97.28% | |||
| Return on Assets | 0.09% | |||
| Return on Equity | 1.15% | |||