Educational and Governmental Employees Federal Credit Union

Hartsdale, NY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Educational and Governmental Employees Federal Credit Union Hartsdale, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.50
Capitalization Index	8.10
Liquidity Index	7.30
Profitability Index	2.10
Stability Index	4.30

Company Info	Educational and Governmental Employees Federal Credit Union Hartsdale, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	888
Phone Number	(914) 946-6200
Website	egefcu.com

Asset Quality	Educational and Governmental Employees Federal Credit Union Hartsdale, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.24%
5-Year Asset Growth	0.76%
5-Year Charge-Offs to Average Loans	0.46%
Charge-Offs to Average Loans	0.56%
Non-Performing Assets to Assets	0.20%
Non-Performing Loans to Capital	1.96%
Non-Performing Loans to Loans	0.69%

Balance Sheet	Educational and Governmental Employees Federal Credit Union Hartsdale, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	55.61M
Total Deposits	51.80M

Capital and Reserves	Educational and Governmental Employees Federal Credit Union Hartsdale, NY	Click to Compare	Click to Compare	Click to Compare
Capital	5.70M
Leverage Ratio	10.79
Loan Loss Reserves to Loans	0.41%

Liquidity	Educational and Governmental Employees Federal Credit Union Hartsdale, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.30%
Liquidity Ratio	50.57%

Profitability	Educational and Governmental Employees Federal Credit Union Hartsdale, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.20%
Net Income	19.00K
Net Interest Spread	4.45%
Operating Profit to Average Assets	0.13%
Overhead Efficiency Ratio	96.74%
Return on Assets	0.13%
Return on Equity	1.35%