| Weiss Ratings |
Credit Union One
Ferndale, MI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 6.70 | |||
| Company Info |
Credit Union One
Ferndale, MI |
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| NCUA Charter Number | 89 | |||
| Phone Number | (800) 451-4292 | |||
| Website | www.cuone.org | |||
| Asset Quality |
Credit Union One
Ferndale, MI |
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| 1-Year Asset Growth | -0.15% | |||
| 5-Year Asset Growth | 2.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.45% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 4.14% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Credit Union One
Ferndale, MI |
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| Total Assets | 1.75B | |||
| Total Deposits | 1.57B | |||
| Capital and Reserves |
Credit Union One
Ferndale, MI |
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| Capital | 168.21M | |||
| Leverage Ratio | 10.30 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
Credit Union One
Ferndale, MI |
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| Hot Money Ratio | 8.85% | |||
| Liquidity Ratio | 15.95% | |||
| Profitability |
Credit Union One
Ferndale, MI |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 4.01M | |||
| Net Interest Spread | 5.01% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 75.32% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 9.72% | |||