| Weiss Ratings |
Credit Union One
Ferndale, MI |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.40 | |||
| Company Info |
Credit Union One
Ferndale, MI |
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| NCUA Charter Number | 89 | |||
| Phone Number | (800) 451-4292 | |||
| Website | www.cuone.org | |||
| Asset Quality |
Credit Union One
Ferndale, MI |
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| 1-Year Asset Growth | -1.67% | |||
| 5-Year Asset Growth | 7.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.84% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Credit Union One
Ferndale, MI |
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| Total Assets | 1.75B | |||
| Total Deposits | 1.60B | |||
| Capital and Reserves |
Credit Union One
Ferndale, MI |
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| Capital | 145.18M | |||
| Leverage Ratio | 9.51 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Credit Union One
Ferndale, MI |
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| Hot Money Ratio | 8.33% | |||
| Liquidity Ratio | 16.36% | |||
| Profitability |
Credit Union One
Ferndale, MI |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 3.76M | |||
| Net Interest Spread | 4.52% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 74.50% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 10.51% | |||