B
Houston Police Federal Credit Union
HoustonTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Houston Police Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 7.80
Stability Index 7.00
Company Info Houston Police Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 890
Phone Number (713) 986-0200
Website www.hpcu.coop
Asset Quality Houston Police Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.93%
5-Year Asset Growth 4.30%
5-Year Charge-Offs to Average Loans 0.58%
Charge-Offs to Average Loans 0.88%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.65%
Non-Performing Loans to Loans 0.64%
Balance Sheet Houston Police Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 965.14M
Total Deposits 837.93M
Capital and Reserves Houston Police Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 121.31M
Leverage Ratio 16.61
Loan Loss Reserves to Loans 1.52%
Liquidity Houston Police Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.39%
Liquidity Ratio 11.82%
Profitability Houston Police Federal Credit Union
Houston, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.08%
Net Income 7.47M
Net Interest Spread 2.96%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 60.41%
Return on Assets 1.05%
Return on Equity 9.09%