| Weiss Ratings |
G.A.P. Federal Credit Union
Johnstown, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
G.A.P. Federal Credit Union
Johnstown, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 896 | |||
| Phone Number | (814) 535-4165 | |||
| Website | www.gapfcu.org | |||
| Asset Quality |
G.A.P. Federal Credit Union
Johnstown, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.09% | |||
| 5-Year Asset Growth | 7.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 2.50% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
G.A.P. Federal Credit Union
Johnstown, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 74.56M | |||
| Total Deposits | 64.22M | |||
| Capital and Reserves |
G.A.P. Federal Credit Union
Johnstown, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 10.08M | |||
| Leverage Ratio | 13.52 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
G.A.P. Federal Credit Union
Johnstown, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.58% | |||
| Liquidity Ratio | 28.44% | |||
| Profitability |
G.A.P. Federal Credit Union
Johnstown, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 688.00K | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 59.11% | |||
| Return on Assets | 1.86% | |||
| Return on Equity | 14.19% | |||