| Weiss Ratings |
G.A.P. Federal Credit Union
Johnstown, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 6.70 | |||
| Company Info |
G.A.P. Federal Credit Union
Johnstown, PA |
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| NCUA Charter Number | 896 | |||
| Phone Number | (814) 535-4165 | |||
| Website | www.gapfcu.org | |||
| Asset Quality |
G.A.P. Federal Credit Union
Johnstown, PA |
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| 1-Year Asset Growth | 3.28% | |||
| 5-Year Asset Growth | 6.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.14% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
G.A.P. Federal Credit Union
Johnstown, PA |
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| Total Assets | 71.03M | |||
| Total Deposits | 62.34M | |||
| Capital and Reserves |
G.A.P. Federal Credit Union
Johnstown, PA |
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| Capital | 8.46M | |||
| Leverage Ratio | 11.91 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Liquidity |
G.A.P. Federal Credit Union
Johnstown, PA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 27.52% | |||
| Profitability |
G.A.P. Federal Credit Union
Johnstown, PA |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 311.00K | |||
| Net Interest Spread | 4.25% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 58.66% | |||
| Return on Assets | 1.80% | |||
| Return on Equity | 14.98% | |||