| Weiss Ratings |
First New York Federal Credit Union
Albany, NY |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 5.60 | |||
| Company Info |
First New York Federal Credit Union
Albany, NY |
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| NCUA Charter Number | 899 | |||
| Phone Number | (518) 393-1326 | |||
| Website | www.firstnewyork.org | |||
| Asset Quality |
First New York Federal Credit Union
Albany, NY |
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| 1-Year Asset Growth | 8.54% | |||
| 5-Year Asset Growth | 7.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 6.01% | |||
| Non-Performing Loans to Loans | 0.67% | |||
| Balance Sheet |
First New York Federal Credit Union
Albany, NY |
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| Total Assets | 488.36M | |||
| Total Deposits | 441.01M | |||
| Capital and Reserves |
First New York Federal Credit Union
Albany, NY |
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| Capital | 39.05M | |||
| Leverage Ratio | 9.36 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
First New York Federal Credit Union
Albany, NY |
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| Hot Money Ratio | 9.18% | |||
| Liquidity Ratio | 8.81% | |||
| Profitability |
First New York Federal Credit Union
Albany, NY |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 2.06M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 82.42% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 7.69% | |||