B
Gulf Shore Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Shore Federal Credit Union
Texas City, TX
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 2.90
Stability Index 5.60
Company Info Gulf Shore Federal Credit Union
Texas City, TX
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NCUA Charter Number 901
Phone Number (409) 945-2318
Website www.gulfshorefcu.org/
Asset Quality Gulf Shore Federal Credit Union
Texas City, TX
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1-Year Asset Growth -1.11%
5-Year Asset Growth 15.15%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 2.01%
Non-Performing Assets to Assets 1.37%
Non-Performing Loans to Capital 9.62%
Non-Performing Loans to Loans 2.56%
Balance Sheet Gulf Shore Federal Credit Union
Texas City, TX
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Total Assets 27.43M
Total Deposits 23.49M
Capital and Reserves Gulf Shore Federal Credit Union
Texas City, TX
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Capital 3.76M
Leverage Ratio 13.76
Loan Loss Reserves to Loans 1.08%
Liquidity Gulf Shore Federal Credit Union
Texas City, TX
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Hot Money Ratio 3.60%
Liquidity Ratio 24.93%
Profitability Gulf Shore Federal Credit Union
Texas City, TX
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5-Year Return on Average Assets 1.01%
Net Income 20.00K
Net Interest Spread 4.13%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 80.66%
Return on Assets 0.29%
Return on Equity 2.13%