B
Internal Revenue Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.50
Leverage
Ratio
14.50
Return On
Assets
1.47%
Total
Assets
21.82M
Capital
3.16M
Total
Deposits
18.45M
Net
Income
230.00K
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Weiss Ratings Internal Revenue Federal Credit Union
New Orleans, LA 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 8.20
Stability Index 6.30
Company Info Internal Revenue Federal Credit Union
New Orleans, LA 		Click to
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NCUA Charter Number 902
Phone Number (504) 523-3756
Website www.irfcuno.com
Asset Quality Internal Revenue Federal Credit Union
New Orleans, LA 		Click to
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1-Year Asset Growth 15.07%
5-Year Asset Growth 6.83%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.74%
Non-Performing Loans to Loans 0.23%
Balance Sheet Internal Revenue Federal Credit Union
New Orleans, LA 		Click to
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Total Assets 21.82M
Total Deposits 18.45M
Capital and Reserves Internal Revenue Federal Credit Union
New Orleans, LA 		Click to
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Capital 3.16M
Leverage Ratio 14.50
Loan Loss Reserves to Loans 0.61%
Liquidity Internal Revenue Federal Credit Union
New Orleans, LA 		Click to
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Hot Money Ratio 16.71%
Liquidity Ratio 37.88%
Profitability Internal Revenue Federal Credit Union
New Orleans, LA 		Click to
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5-Year Return on Average Assets 0.57%
Net Income 230.00K
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 64.04%
Return on Assets 1.47%
Return on Equity 10.05%