| Weiss Ratings |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 5.80 | |||
| Company Info |
Jersey Central Federal Credit Union
Cranford, NJ |
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| NCUA Charter Number | 909 | |||
| Phone Number | (908) 272-3040 | |||
| Website | www.jerseycentralfcu.com | |||
| Asset Quality |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 1-Year Asset Growth | 13.24% | |||
| 5-Year Asset Growth | 2.35% | |||
| 5-Year Charge-Offs to Average Loans | 1.05% | |||
| Charge-Offs to Average Loans | 0.84% | |||
| Non-Performing Assets to Assets | 1.11% | |||
| Non-Performing Loans to Capital | 6.08% | |||
| Non-Performing Loans to Loans | 2.02% | |||
| Balance Sheet |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Total Assets | 24.30M | |||
| Total Deposits | 20.03M | |||
| Capital and Reserves |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Capital | 4.22M | |||
| Leverage Ratio | 17.51 | |||
| Loan Loss Reserves to Loans | 1.61% | |||
| Liquidity |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Hot Money Ratio | 18.95% | |||
| Liquidity Ratio | 29.94% | |||
| Profitability |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 5-Year Return on Average Assets | 0.23% | |||
| Net Income | -13.00K | |||
| Net Interest Spread | 5.85% | |||
| Operating Profit to Average Assets | 0.15% | |||
| Overhead Efficiency Ratio | 97.43% | |||
| Return on Assets | -0.07% | |||
| Return on Equity | -0.41% | |||