| Weiss Ratings |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 5.80 | |||
| Company Info |
Jersey Central Federal Credit Union
Cranford, NJ |
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| NCUA Charter Number | 909 | |||
| Phone Number | (908) 272-3040 | |||
| Website | www.jerseycentralfcu.com | |||
| Asset Quality |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 1-Year Asset Growth | 1.78% | |||
| 5-Year Asset Growth | 2.35% | |||
| 5-Year Charge-Offs to Average Loans | 1.22% | |||
| Charge-Offs to Average Loans | 0.89% | |||
| Non-Performing Assets to Assets | 1.55% | |||
| Non-Performing Loans to Capital | 7.76% | |||
| Non-Performing Loans to Loans | 2.56% | |||
| Balance Sheet |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Total Assets | 22.52M | |||
| Total Deposits | 18.22M | |||
| Capital and Reserves |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Capital | 4.24M | |||
| Leverage Ratio | 18.95 | |||
| Loan Loss Reserves to Loans | 1.92% | |||
| Liquidity |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Hot Money Ratio | 14.59% | |||
| Liquidity Ratio | 23.74% | |||
| Profitability |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 25.00K | |||
| Net Interest Spread | 5.68% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 89.99% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 0.59% | |||