| Weiss Ratings |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 6.10 | |||
| Company Info |
Jersey Central Federal Credit Union
Cranford, NJ |
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| NCUA Charter Number | 909 | |||
| Phone Number | (908) 272-3040 | |||
| Website | www.jerseycentralfcu.com | |||
| Asset Quality |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 1-Year Asset Growth | 9.38% | |||
| 5-Year Asset Growth | 2.35% | |||
| 5-Year Charge-Offs to Average Loans | 1.05% | |||
| Charge-Offs to Average Loans | 0.86% | |||
| Non-Performing Assets to Assets | 1.42% | |||
| Non-Performing Loans to Capital | 7.45% | |||
| Non-Performing Loans to Loans | 2.46% | |||
| Balance Sheet |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Total Assets | 23.28M | |||
| Total Deposits | 18.97M | |||
| Capital and Reserves |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Capital | 4.22M | |||
| Leverage Ratio | 18.27 | |||
| Loan Loss Reserves to Loans | 1.65% | |||
| Liquidity |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Hot Money Ratio | 14.46% | |||
| Liquidity Ratio | 20.68% | |||
| Profitability |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 5-Year Return on Average Assets | 0.23% | |||
| Net Income | -15.00K | |||
| Net Interest Spread | 5.79% | |||
| Operating Profit to Average Assets | 0.03% | |||
| Overhead Efficiency Ratio | 99.58% | |||
| Return on Assets | -0.13% | |||
| Return on Equity | -0.71% | |||