| Weiss Ratings |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 5.80 | |||
| Company Info |
Jersey Central Federal Credit Union
Cranford, NJ |
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| NCUA Charter Number | 909 | |||
| Phone Number | (908) 272-3040 | |||
| Website | www.jerseycentralfcu.com | |||
| Asset Quality |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 1-Year Asset Growth | -2.62% | |||
| 5-Year Asset Growth | 3.29% | |||
| 5-Year Charge-Offs to Average Loans | 1.22% | |||
| Charge-Offs to Average Loans | 1.15% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 3.16% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Total Assets | 21.94M | |||
| Total Deposits | 17.28M | |||
| Capital and Reserves |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Capital | 4.21M | |||
| Leverage Ratio | 19.49 | |||
| Loan Loss Reserves to Loans | 1.85% | |||
| Liquidity |
Jersey Central Federal Credit Union
Cranford, NJ |
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| Hot Money Ratio | 6.11% | |||
| Liquidity Ratio | 13.08% | |||
| Profitability |
Jersey Central Federal Credit Union
Cranford, NJ |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 1.00K | |||
| Net Interest Spread | 5.32% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 91.16% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.09% | |||