D
74th Street Depot Federal Credit Union
ChicagoIL
Rating Date
December 2025
Net Capital
Ratio
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Weiss Ratings 74th Street Depot Federal Credit Union
Chicago, IL
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Rating D
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 0.80
Stability Index 5.80
Company Info 74th Street Depot Federal Credit Union
Chicago, IL
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NCUA Charter Number 912
Phone Number (773) 476-4822
Website www.74thstdfcu.com
Asset Quality 74th Street Depot Federal Credit Union
Chicago, IL
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1-Year Asset Growth -2.88%
5-Year Asset Growth 0.06%
5-Year Charge-Offs to Average Loans 1.54%
Charge-Offs to Average Loans 5.20%
Non-Performing Assets to Assets 3.07%
Non-Performing Loans to Capital 16.30%
Non-Performing Loans to Loans 8.43%
Balance Sheet 74th Street Depot Federal Credit Union
Chicago, IL
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Total Assets 9.01M
Total Deposits 7.52M
Capital and Reserves 74th Street Depot Federal Credit Union
Chicago, IL
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Capital 1.45M
Leverage Ratio 16.09
Loan Loss Reserves to Loans 7.58%
Liquidity 74th Street Depot Federal Credit Union
Chicago, IL
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Hot Money Ratio 0.00%
Liquidity Ratio 34.93%
Profitability 74th Street Depot Federal Credit Union
Chicago, IL
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5-Year Return on Average Assets 0.10%
Net Income 11.00K
Net Interest Spread 4.34%
Operating Profit to Average Assets 0.15%
Overhead Efficiency Ratio 96.25%
Return on Assets 0.16%
Return on Equity 1.01%