A
Crossroads Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.74
Leverage
Ratio
14.77
Return On
Assets
1.79%
Total
Assets
92.28M
Capital
13.61M
Total
Deposits
78.60M
Net
Income
1.22M
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Weiss Ratings Crossroads Community Federal Credit Union
Cheektowaga, NY 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.10
Profitability Index 9.50
Stability Index 8.00
Company Info Crossroads Community Federal Credit Union
Cheektowaga, NY 		Click to
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NCUA Charter Number 915
Phone Number (716) 896-8084
Website www.crcfcu.com/
Asset Quality Crossroads Community Federal Credit Union
Cheektowaga, NY 		Click to
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1-Year Asset Growth 3.77%
5-Year Asset Growth 4.86%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.17%
Non-Performing Loans to Loans 0.10%
Balance Sheet Crossroads Community Federal Credit Union
Cheektowaga, NY 		Click to
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Total Assets 92.28M
Total Deposits 78.60M
Capital and Reserves Crossroads Community Federal Credit Union
Cheektowaga, NY 		Click to
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Capital 13.61M
Leverage Ratio 14.77
Loan Loss Reserves to Loans 0.75%
Liquidity Crossroads Community Federal Credit Union
Cheektowaga, NY 		Click to
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Hot Money Ratio 3.57%
Liquidity Ratio 43.08%
Profitability Crossroads Community Federal Credit Union
Cheektowaga, NY 		Click to
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5-Year Return on Average Assets 0.80%
Net Income 1.22M
Net Interest Spread 4.42%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 51.51%
Return on Assets 1.79%
Return on Equity 12.58%