D
St. Nicholas Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings St. Nicholas Federal Credit Union
Wilkes-Barre, PA
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Rating D
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 4.00
Stability Index 3.00
Company Info St. Nicholas Federal Credit Union
Wilkes-Barre, PA
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NCUA Charter Number 927
Phone Number (570) 825-2640
Website www.snfcu.org
Asset Quality St. Nicholas Federal Credit Union
Wilkes-Barre, PA
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1-Year Asset Growth -7.50%
5-Year Asset Growth -1.87%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.10%
Non-Performing Loans to Loans 0.24%
Balance Sheet St. Nicholas Federal Credit Union
Wilkes-Barre, PA
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Total Assets 4.05M
Total Deposits 3.41M
Capital and Reserves St. Nicholas Federal Credit Union
Wilkes-Barre, PA
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Capital 533.00K
Leverage Ratio 13.14
Loan Loss Reserves to Loans 0.57%
Liquidity St. Nicholas Federal Credit Union
Wilkes-Barre, PA
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Hot Money Ratio 0.00%
Liquidity Ratio 43.12%
Profitability St. Nicholas Federal Credit Union
Wilkes-Barre, PA
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5-Year Return on Average Assets 0.00%
Net Income 12.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 76.92%
Return on Assets 1.17%
Return on Equity 9.11%