B
Pennsylvania Central Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.79
Leverage
Ratio
9.02
Return On
Assets
0.57%
Total
Assets
85.79M
Capital
7.54M
Total
Deposits
77.10M
Net
Income
120.00K
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Weiss Ratings Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Rating B
Asset Quality Index 6.50
Capitalization Index 6.40
Liquidity Index 5.40
Profitability Index 5.00
Stability Index 3.90
Company Info Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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NCUA Charter Number 932
Phone Number (717) 564-4661
Website www.pacentralfcu.com
Asset Quality Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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1-Year Asset Growth 2.89%
5-Year Asset Growth 2.98%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 4.29%
Non-Performing Loans to Loans 0.70%
Balance Sheet Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Total Assets 85.79M
Total Deposits 77.10M
Capital and Reserves Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Capital 7.54M
Leverage Ratio 9.02
Loan Loss Reserves to Loans 1.33%
Liquidity Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Hot Money Ratio 5.04%
Liquidity Ratio 40.78%
Profitability Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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5-Year Return on Average Assets 0.33%
Net Income 120.00K
Net Interest Spread 6.37%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 80.69%
Return on Assets 0.57%
Return on Equity 6.41%