B
Pennsylvania Central Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.76
Leverage
Ratio
10.92
Return On
Assets
1.04%
Total
Assets
127.85M
Capital
13.76M
Total
Deposits
113.89M
Net
Income
722.00K
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Weiss Ratings Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Rating B
Asset Quality Index 7.90
Capitalization Index 8.90
Liquidity Index 4.60
Profitability Index 8.00
Stability Index 4.90
Company Info Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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NCUA Charter Number 932
Phone Number (717) 564-4661
Website www.pacentralfcu.com
Asset Quality Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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1-Year Asset Growth 56.80%
5-Year Asset Growth 2.98%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.22%
Non-Performing Loans to Loans 0.56%
Balance Sheet Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Total Assets 127.85M
Total Deposits 113.89M
Capital and Reserves Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Capital 13.76M
Leverage Ratio 10.92
Loan Loss Reserves to Loans 1.10%
Liquidity Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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Hot Money Ratio 4.69%
Liquidity Ratio 29.50%
Profitability Pennsylvania Central Federal Credit Union
Harrisburg, PA 		Click to
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5-Year Return on Average Assets 0.33%
Net Income 722.00K
Net Interest Spread 6.79%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 76.13%
Return on Assets 1.04%
Return on Equity 11.16%