Pennsylvania Central Federal Credit Union

Harrisburg, PA

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

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Total
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Weiss Ratings	Pennsylvania Central Federal Credit Union Harrisburg, PA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	6.40
Capitalization Index	6.60
Liquidity Index	4.80
Profitability Index	6.30
Stability Index	3.90

Company Info	Pennsylvania Central Federal Credit Union Harrisburg, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	932
Phone Number	(717) 564-4661
Website	www.pacentralfcu.com

Asset Quality	Pennsylvania Central Federal Credit Union Harrisburg, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.35%
5-Year Asset Growth	2.98%
5-Year Charge-Offs to Average Loans	0.47%
Charge-Offs to Average Loans	0.57%
Non-Performing Assets to Assets	0.35%
Non-Performing Loans to Capital	3.59%
Non-Performing Loans to Loans	0.52%

Balance Sheet	Pennsylvania Central Federal Credit Union Harrisburg, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	85.84M
Total Deposits	76.82M

Capital and Reserves	Pennsylvania Central Federal Credit Union Harrisburg, PA	Click to Compare	Click to Compare	Click to Compare
Capital	7.74M
Leverage Ratio	9.25
Loan Loss Reserves to Loans	1.14%

Liquidity	Pennsylvania Central Federal Credit Union Harrisburg, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.40%
Liquidity Ratio	34.25%

Profitability	Pennsylvania Central Federal Credit Union Harrisburg, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.33%
Net Income	320.00K
Net Interest Spread	6.38%
Operating Profit to Average Assets	1.06%
Overhead Efficiency Ratio	77.79%
Return on Assets	0.75%
Return on Equity	8.46%