B
Summit Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Summit Credit Union
Cottage Grove, WI
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Rating B
Asset Quality Index 7.40
Capitalization Index 7.40
Liquidity Index 2.20
Profitability Index 7.70
Stability Index 5.70
Company Info Summit Credit Union
Cottage Grove, WI
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NCUA Charter Number 94
Phone Number (608) 243-5000
Website www.summitcreditunion.com
Asset Quality Summit Credit Union
Cottage Grove, WI
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1-Year Asset Growth 6.53%
5-Year Asset Growth 15.12%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 6.44%
Non-Performing Loans to Loans 0.82%
Balance Sheet Summit Credit Union
Cottage Grove, WI
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Total Assets 7.96B
Total Deposits 6.38B
Capital and Reserves Summit Credit Union
Cottage Grove, WI
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Capital 771.89M
Leverage Ratio 10.01
Loan Loss Reserves to Loans 0.76%
Liquidity Summit Credit Union
Cottage Grove, WI
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Hot Money Ratio 21.69%
Liquidity Ratio 12.28%
Profitability Summit Credit Union
Cottage Grove, WI
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5-Year Return on Average Assets 1.13%
Net Income 69.42M
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 60.65%
Return on Assets 1.20%
Return on Equity 12.77%