B
Helco Federal Credit Union
HiloHI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Helco Federal Credit Union
Hilo, HI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 2.20
Stability Index 6.90
Company Info Helco Federal Credit Union
Hilo, HI
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NCUA Charter Number 944
Phone Number (808) 238-3500
Website www.helcofcu.org
Asset Quality Helco Federal Credit Union
Hilo, HI
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1-Year Asset Growth 2.72%
5-Year Asset Growth 1.02%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.41%
Non-Performing Loans to Loans 0.16%
Balance Sheet Helco Federal Credit Union
Hilo, HI
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Total Assets 44.15M
Total Deposits 35.37M
Capital and Reserves Helco Federal Credit Union
Hilo, HI
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Capital 8.69M
Leverage Ratio 19.68
Loan Loss Reserves to Loans 0.28%
Liquidity Helco Federal Credit Union
Hilo, HI
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Hot Money Ratio 8.71%
Liquidity Ratio 21.56%
Profitability Helco Federal Credit Union
Hilo, HI
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5-Year Return on Average Assets 0.35%
Net Income 35.00K
Net Interest Spread 2.24%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 90.95%
Return on Assets 0.11%
Return on Equity 0.54%