B
U.S. Employees O.C. Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.17
Leverage
Ratio
14.79
Return On
Assets
0.55%
Total
Assets
210.87M
Capital
21.73M
Total
Deposits
187.37M
Net
Income
288.00K
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Weiss Ratings U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Rating B
Asset Quality Index 8.10
Capitalization Index 9.50
Liquidity Index 3.10
Profitability Index 4.10
Stability Index 7.10
Company Info U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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NCUA Charter Number 954
Phone Number (405) 685-6200
Website www.usecreditunion.org
Asset Quality U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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1-Year Asset Growth -0.22%
5-Year Asset Growth 4.08%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.44%
Non-Performing Loans to Loans 0.16%
Balance Sheet U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Total Assets 210.87M
Total Deposits 187.37M
Capital and Reserves U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Capital 21.73M
Leverage Ratio 14.79
Loan Loss Reserves to Loans 0.72%
Liquidity U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Hot Money Ratio 16.26%
Liquidity Ratio 9.81%
Profitability U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 288.00K
Net Interest Spread 3.77%
Operating Profit to Average Assets 0.63%
Overhead Efficiency Ratio 82.12%
Return on Assets 0.55%
Return on Equity 5.29%