B
U.S. Employees O.C. Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.97
Leverage
Ratio
16.33
Return On
Assets
0.89%
Total
Assets
206.10M
Capital
28.51M
Total
Deposits
174.82M
Net
Income
1.38M
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Weiss Ratings U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 7.30
Stability Index 6.30
Company Info U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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NCUA Charter Number 954
Phone Number (405) 685-6200
Website www.usecreditunion.org
Asset Quality U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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1-Year Asset Growth 1.15%
5-Year Asset Growth 3.71%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 2.97%
Non-Performing Loans to Loans 0.23%
Balance Sheet U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Total Assets 206.10M
Total Deposits 174.82M
Capital and Reserves U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Capital 28.51M
Leverage Ratio 16.33
Loan Loss Reserves to Loans 1.10%
Liquidity U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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Hot Money Ratio 13.45%
Liquidity Ratio 10.85%
Profitability U.S. Employees O.C. Federal Credit Union
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 0.96%
Net Income 1.38M
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 71.78%
Return on Assets 0.89%
Return on Equity 7.11%