Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 10.7 percent of nonperforming loans to core capital combined with 10.7 percent from a year earlier contributes to the Fair asset quality (4.8). Good liquidity 5.5, driven by a liquidity ratio of 34.6 percent and a “hot money” ratio of 3.2 percent.
Asset Mix:
Consumer loans (51%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
531 Monongahela Avenue
Glassport, PA 15045
Glassport, PA 15045
Phone Number
(412) 673-9028
NCUA Charter Number
Largest Competitors
Philadelphia, PA
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Philadelphia, PA