B
Penlanco Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Penlanco Federal Credit Union
Lancaster, PA
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 2.40
Stability Index 6.30
Company Info Penlanco Federal Credit Union
Lancaster, PA
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NCUA Charter Number 969
Phone Number (717) 569-9621
Website www.penlancofcu.com
Asset Quality Penlanco Federal Credit Union
Lancaster, PA
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1-Year Asset Growth 0.81%
5-Year Asset Growth 1.57%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.13%
Balance Sheet Penlanco Federal Credit Union
Lancaster, PA
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Total Assets 26.11M
Total Deposits 22.79M
Capital and Reserves Penlanco Federal Credit Union
Lancaster, PA
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Capital 3.28M
Leverage Ratio 12.56
Loan Loss Reserves to Loans 0.10%
Liquidity Penlanco Federal Credit Union
Lancaster, PA
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Hot Money Ratio 2.83%
Liquidity Ratio 21.57%
Profitability Penlanco Federal Credit Union
Lancaster, PA
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5-Year Return on Average Assets 0.14%
Net Income 37.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 88.89%
Return on Assets 0.19%
Return on Equity 1.52%