B
Bluestone Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bluestone Federal Credit Union
Sioux Falls, SD
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Rating B
Asset Quality Index 8.90
Capitalization Index 4.60
Liquidity Index 4.20
Profitability Index 4.80
Stability Index 5.00
Company Info Bluestone Federal Credit Union
Sioux Falls, SD
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NCUA Charter Number 973
Phone Number (605) 367-7070
Website www.bluestonefcu.org
Asset Quality Bluestone Federal Credit Union
Sioux Falls, SD
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1-Year Asset Growth 8.68%
5-Year Asset Growth 8.65%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 3.32%
Non-Performing Loans to Loans 0.52%
Balance Sheet Bluestone Federal Credit Union
Sioux Falls, SD
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Total Assets 202.42M
Total Deposits 174.99M
Capital and Reserves Bluestone Federal Credit Union
Sioux Falls, SD
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Capital 17.26M
Leverage Ratio 8.37
Loan Loss Reserves to Loans 0.81%
Liquidity Bluestone Federal Credit Union
Sioux Falls, SD
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Hot Money Ratio 4.86%
Liquidity Ratio 20.54%
Profitability Bluestone Federal Credit Union
Sioux Falls, SD
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5-Year Return on Average Assets 0.81%
Net Income 338.00K
Net Interest Spread 4.42%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 85.37%
Return on Assets 0.69%
Return on Equity 8.10%