B
DFCU Financial
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings DFCU Financial
Dearborn, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 5.70
Liquidity Index 5.70
Profitability Index 6.60
Stability Index 7.20
Company Info DFCU Financial
Dearborn, MI
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NCUA Charter Number 98
Phone Number (313) 336-2700
Website www.dfcufinancial.com
Asset Quality DFCU Financial
Dearborn, MI
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1-Year Asset Growth 5.74%
5-Year Asset Growth 6.32%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.85%
Non-Performing Loans to Loans 0.23%
Balance Sheet DFCU Financial
Dearborn, MI
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Total Assets 6.91B
Total Deposits 6.21B
Capital and Reserves DFCU Financial
Dearborn, MI
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Capital 624.41M
Leverage Ratio 13.44
Loan Loss Reserves to Loans 0.97%
Liquidity DFCU Financial
Dearborn, MI
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Hot Money Ratio 15.70%
Liquidity Ratio 29.74%
Profitability DFCU Financial
Dearborn, MI
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5-Year Return on Average Assets 0.86%
Net Income 44.03M
Net Interest Spread 2.96%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 57.88%
Return on Assets 1.28%
Return on Equity 15.61%