A
PALCO Federal Credit Union
MuncyPA
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
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Total
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Capital
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Weiss Ratings PALCO Federal Credit Union
Muncy, PA
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 8.70
Stability Index 7.80
Company Info PALCO Federal Credit Union
Muncy, PA
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NCUA Charter Number 982
Phone Number (570) 546-2333
Website www.palcofcu.org
Asset Quality PALCO Federal Credit Union
Muncy, PA
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1-Year Asset Growth 4.58%
5-Year Asset Growth 4.40%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.16%
Balance Sheet PALCO Federal Credit Union
Muncy, PA
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Total Assets 103.47M
Total Deposits 91.87M
Capital and Reserves PALCO Federal Credit Union
Muncy, PA
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Capital 13.17M
Leverage Ratio 12.82
Loan Loss Reserves to Loans 0.60%
Liquidity PALCO Federal Credit Union
Muncy, PA
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Hot Money Ratio 6.03%
Liquidity Ratio 27.24%
Profitability PALCO Federal Credit Union
Muncy, PA
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5-Year Return on Average Assets 0.46%
Net Income 1.18M
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 61.79%
Return on Assets 1.52%
Return on Equity 12.87%