| Weiss Ratings |
Community 1st Credit Union
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 7.80 | |||
| Company Info |
Community 1st Credit Union
Ottumwa, IA |
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| NCUA Charter Number | 99 | |||
| Phone Number | (866) 360-5370 | |||
| Website | www.c1stcreditunion.com | |||
| Asset Quality |
Community 1st Credit Union
Ottumwa, IA |
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| 1-Year Asset Growth | 7.26% | |||
| 5-Year Asset Growth | 7.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 2.62% | |||
| Non-Performing Loans to Capital | 22.88% | |||
| Non-Performing Loans to Loans | 2.77% | |||
| Balance Sheet |
Community 1st Credit Union
Ottumwa, IA |
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| Total Assets | 1.05B | |||
| Total Deposits | 935.11M | |||
| Capital and Reserves |
Community 1st Credit Union
Ottumwa, IA |
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| Capital | 107.70M | |||
| Leverage Ratio | 10.44 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Liquidity |
Community 1st Credit Union
Ottumwa, IA |
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| Hot Money Ratio | 18.00% | |||
| Liquidity Ratio | 9.89% | |||
| Profitability |
Community 1st Credit Union
Ottumwa, IA |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 848.00K | |||
| Net Interest Spread | 4.59% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 82.46% | |||
| Return on Assets | 0.16% | |||
| Return on Equity | 1.58% | |||