| Weiss Ratings |
Community 1st Credit Union
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 7.70 | |||
| Company Info |
Community 1st Credit Union
Ottumwa, IA |
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| NCUA Charter Number | 99 | |||
| Phone Number | (866) 360-5370 | |||
| Website | www.c1stcreditunion.com | |||
| Asset Quality |
Community 1st Credit Union
Ottumwa, IA |
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| 1-Year Asset Growth | 5.66% | |||
| 5-Year Asset Growth | 7.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 1.53% | |||
| Non-Performing Loans to Capital | 13.82% | |||
| Non-Performing Loans to Loans | 1.60% | |||
| Balance Sheet |
Community 1st Credit Union
Ottumwa, IA |
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| Total Assets | 1.06B | |||
| Total Deposits | 945.72M | |||
| Capital and Reserves |
Community 1st Credit Union
Ottumwa, IA |
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| Capital | 107.88M | |||
| Leverage Ratio | 10.39 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
Community 1st Credit Union
Ottumwa, IA |
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| Hot Money Ratio | 17.42% | |||
| Liquidity Ratio | 12.53% | |||
| Profitability |
Community 1st Credit Union
Ottumwa, IA |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 1.34M | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 82.97% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 4.99% | |||