Virginia State University Federal Credit Union

South Chesterfield, VA

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Virginia State University Federal Credit Union South Chesterfield, VA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.30
Capitalization Index	6.20
Liquidity Index	4.90
Profitability Index	6.50
Stability Index	3.70

Company Info	Virginia State University Federal Credit Union South Chesterfield, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	990
Phone Number	(804) 526-6708
Website	www.vsufcu.org

Asset Quality	Virginia State University Federal Credit Union South Chesterfield, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.14%
5-Year Asset Growth	6.35%
5-Year Charge-Offs to Average Loans	0.40%
Charge-Offs to Average Loans	1.48%
Non-Performing Assets to Assets	0.57%
Non-Performing Loans to Capital	6.07%
Non-Performing Loans to Loans	0.75%

Balance Sheet	Virginia State University Federal Credit Union South Chesterfield, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	13.12M
Total Deposits	11.92M

Capital and Reserves	Virginia State University Federal Credit Union South Chesterfield, VA	Click to Compare	Click to Compare	Click to Compare
Capital	1.13M
Leverage Ratio	8.60
Loan Loss Reserves to Loans	1.16%

Liquidity	Virginia State University Federal Credit Union South Chesterfield, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	26.33%

Profitability	Virginia State University Federal Credit Union South Chesterfield, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.46%
Net Income	98.00K
Net Interest Spread	6.49%
Operating Profit to Average Assets	1.62%
Overhead Efficiency Ratio	78.34%
Return on Assets	1.00%
Return on Equity	12.36%