D
Virginia State University Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.27
Leverage
Ratio
8.30
Return On
Assets
0.98%
Total
Assets
13.19M
Capital
1.09M
Total
Deposits
12.09M
Net
Income
64.00K
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Weiss Ratings Virginia State University Federal Credit Union
South Chesterfield, VA 		Click to
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Rating D
Asset Quality Index 3.20
Capitalization Index 5.20
Liquidity Index 4.90
Profitability Index 3.70
Stability Index 2.30
Company Info Virginia State University Federal Credit Union
South Chesterfield, VA 		Click to
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NCUA Charter Number 990
Phone Number (804) 526-6708
Website www.vsufcu.org
Asset Quality Virginia State University Federal Credit Union
South Chesterfield, VA 		Click to
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1-Year Asset Growth 3.92%
5-Year Asset Growth 6.35%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 1.53%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 17.14%
Non-Performing Loans to Loans 2.34%
Balance Sheet Virginia State University Federal Credit Union
South Chesterfield, VA 		Click to
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Total Assets 13.19M
Total Deposits 12.09M
Capital and Reserves Virginia State University Federal Credit Union
South Chesterfield, VA 		Click to
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Capital 1.09M
Leverage Ratio 8.30
Loan Loss Reserves to Loans 1.13%
Liquidity Virginia State University Federal Credit Union
South Chesterfield, VA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 26.62%
Profitability Virginia State University Federal Credit Union
South Chesterfield, VA 		Click to
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5-Year Return on Average Assets 0.46%
Net Income 64.00K
Net Interest Spread 6.45%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 83.90%
Return on Assets 0.98%
Return on Equity 12.40%