B
Cambridge Municipal Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
22.50
Leverage
Ratio
22.50
Return On
Assets
2.45%
Total
Assets
10.70M
Capital
2.41M
Total
Deposits
8.28M
Net
Income
196.00K
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Weiss Ratings Cambridge Municipal Employees Federal Credit Union
Cambridge, MA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.20
Profitability Index 8.80
Stability Index 7.00
Company Info Cambridge Municipal Employees Federal Credit Union
Cambridge, MA 		Click to
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NCUA Charter Number 994
Phone Number (617) 547-4671
Website cambridgefcu.com
Asset Quality Cambridge Municipal Employees Federal Credit Union
Cambridge, MA 		Click to
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1-Year Asset Growth -0.47%
5-Year Asset Growth 1.44%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.03%
Balance Sheet Cambridge Municipal Employees Federal Credit Union
Cambridge, MA 		Click to
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Total Assets 10.70M
Total Deposits 8.28M
Capital and Reserves Cambridge Municipal Employees Federal Credit Union
Cambridge, MA 		Click to
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Capital 2.41M
Leverage Ratio 22.50
Loan Loss Reserves to Loans 0.49%
Liquidity Cambridge Municipal Employees Federal Credit Union
Cambridge, MA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 47.17%
Profitability Cambridge Municipal Employees Federal Credit Union
Cambridge, MA 		Click to
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5-Year Return on Average Assets 0.41%
Net Income 196.00K
Net Interest Spread 6.43%
Operating Profit to Average Assets 2.45%
Overhead Efficiency Ratio 54.32%
Return on Assets 2.45%
Return on Equity 11.37%