Formation Federal Credit Union
| Weiss Ratings |
Formation Federal Credit Union
Baton Rouge, LA |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 7.60 | |||
| Company Info |
Formation Federal Credit Union
Baton Rouge, LA |
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| NCUA Charter Number | 995 | |||
| Phone Number | (225) 292-8910 | |||
| Website | formationcu.com | |||
| Asset Quality |
Formation Federal Credit Union
Baton Rouge, LA |
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| 1-Year Asset Growth | 9.30% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 7.46% | |||
| Non-Performing Loans to Loans | 1.17% | |||
| Balance Sheet |
Formation Federal Credit Union
Baton Rouge, LA |
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| Total Assets | 104.40M | |||
| Total Deposits | 90.66M | |||
| Capital and Reserves |
Formation Federal Credit Union
Baton Rouge, LA |
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| Capital | 13.38M | |||
| Leverage Ratio | 12.82 | |||
| Loan Loss Reserves to Loans | 0.29% | |||
| Liquidity |
Formation Federal Credit Union
Baton Rouge, LA |
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| Hot Money Ratio | 16.16% | |||
| Liquidity Ratio | 27.98% | |||
| Profitability |
Formation Federal Credit Union
Baton Rouge, LA |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 213.00K | |||
| Net Interest Spread | 3.81% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 86.03% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 2.14% | |||