UnitedHealthcare of AL Inc
Major Rating Factors:
Fair overall results on stability tests (4.6 on a scale of 0 to 10) based on rapid premium growth over the last five years, fair risk-adjusted capital in prior years and rapid enrollment growth during the past five years. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability (7.1) despite modest operating losses during 2019.
Other Rating Factors:
Excellent capitalization (7.3) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the fair level during recent years. Excellent quality investment portfolio (9.6) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
AL
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
22 Inverness Center Parkway
Birmingham, AL 35242
Birmingham, AL 35242
Phone Number
(205) 437-8500
NAIC Number
95784
Website
Largest Affiliates
