Major Rating Factors: Strong capitalization index (8.7 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Good overall results on stability tests (4.9). Fair profitability index (4.1).
Other Rating Factors: Weak liquidity (0.0) as a spike in claims may stretch capacity.
Principal Lines of Business: Managed care (88.5%), Medicare (10.3%), other (1.2%)
Licensed in: CA
Principal Enrollment Breakdown: --