A
CA Physicians Service
OaklandCA
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent overall capitalization (8.7 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Fair overall results on stability tests (4.5). Weak profitability index (2.4) with operating losses during 2022.
Other Rating Factors: Weak liquidity (0.0) as a spike in claims may stretch capacity.
Principal Lines of Business: --
Licensed in: CA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
594
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
--
Enrollment
Total Patient Encounters
Physician
--
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
601 12th Street
Oakland, CA 94607
Phone Number
(510) 607-2000
NAIC Number
--
Largest Affiliates
No affiliate information available.