Major Rating Factors:
Excellent capitalization index (8.6 on a scale of 0 to 10) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Fair profitability index (3.7) due to a decline in earnings during 2021. Fair overall results on stability tests (4.3).
Other Rating Factors:
Weak liquidity (0.0) as a spike in claims may stretch capacity.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Corporate Info
None
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601 12th Street
Oakland, CA 94607
Oakland, CA 94607
(510) 607-2000
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Largest Affiliates
No affiliate information available.