A
Santa Cruz-Monterey-Merced-San
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Weiss Ratings Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Capitalization Index 10.00
Investment Safety Index 0.00
Liquidity Index 8.01
Profitability Index 7.18
Reserve Adequacy Index --
Stability Index 7.84
Company Info Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Industry Health
NAIC Number 01034
Phone Number (831) 430-5500
Website thealliance.health
Address 1600 Green Hills Road Scotts Valley, CA 95066
Balance Sheet Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 40.00M
Capital and Reserves Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Risk-Adjusted Capital Ratio #1 16.70
Risk-Adjusted Capital Ratio #2 10.20
1-Year Reserve Development --
2-Year Reserve Development --
Capital 834.77M
Premium to Surplus --
Reserves to Surplus --
Investments Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Medical Loss Ratio 86.78%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment 406.65K
Fee For Service --
Medical Expense Per Member Per Month $293.00
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician 2.55M
Total Patient Encounters-Non-Physician 1.93M
Profitability Santa Cruz-Monterey-Merced-San
Scotts Valley, CA
Click to
Compare
Click to
Compare
Click to
Compare
Net Income 168.05M
Net Premium 1.76B
Health Premium 1.71B