B
On Lok Senior Health Services
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
3.64
Risk Adjusted
Capital Ratio #2
2.61
Total
Assets
676.64K
Capital
155.08M
Health
Premiums
239.86M
Net
Income
17.81M
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Major Rating Factors: Good overall results on stability tests (5.5 on a scale of 0 to 10) based on steady enrollment growth, averaging 5% over the past five years. Fair profitability index (4.3) with operating losses during 2022. Excellent capitalization index (9.2) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: CA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
91.91%
Medical Expense
Per Member Per Month ($)
10,106
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
--
Enrollment
1,866
Total Patient Encounters
Physician
--
Non-Physician
0
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1333 Bush Street
San Francisco, CA 94109
Phone Number
(415) 292-8895
NAIC Number
--
Website
http://www.onlok.org
Largest Affiliates
No affiliate information available.