D
Santa Clara County
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
0.73
Risk Adjusted
Capital Ratio #2
0.45
Total
Assets
75.44M
Capital
60.52M
Health
Premiums
1.10B
Net
Income
-8.04M
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Weiss Ratings Santa Clara County
San Jose, CA 		Click to
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Rating D
Capitalization Index 2.40
Investment Safety Index 0.00
Liquidity Index 6.81
Profitability Index 2.54
Reserve Adequacy Index --
Stability Index 4.99
Company Info Santa Clara County
San Jose, CA 		Click to
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Industry Health
NAIC Number 01074
Phone Number (408) 885-4760
Website www.valleyhealthplan.org/home
Address 2480 North First Street San Jose, CA 95131
Balance Sheet Santa Clara County
San Jose, CA 		Click to
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Total Assets 75.44M
Capital and Reserves Santa Clara County
San Jose, CA 		Click to
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Risk-Adjusted Capital Ratio #1 0.73
Risk-Adjusted Capital Ratio #2 0.45
1-Year Reserve Development --
2-Year Reserve Development --
Capital 60.52M
Premium to Surplus --
Reserves to Surplus --
Investments Santa Clara County
San Jose, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Santa Clara County
San Jose, CA 		Click to
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Medical Loss Ratio 92.51%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Santa Clara County
San Jose, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment 205.72K
Fee For Service --
Medical Expense Per Member Per Month $404.00
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician 1.17M
Total Patient Encounters-Non-Physician 463.34K
Profitability Santa Clara County
San Jose, CA 		Click to
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Net Income -8.04M
Net Premium 1.11B
Health Premium 1.10B