Major Rating Factors: Excellent profitability (8.4 on a scale of 0 to 10). Strong capitalization index (9.1) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (8.2).
Other Rating Factors: Excellent overall results on stability tests (7.4). Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Medicare (67.7%), Medicaid (26.4%), comp med (5.8%), FEHB (0.2%)
Licensed in: FL, KY, MS, NC, OR, VA
Principal Enrollment Breakdown: HMO (97.0%), POS (2.5%), PPO (0.5%)